Kate Northrup's Relaxed Money Review
Relaxed Money Review 2026
My honest review of Relaxed Money by Kate Northrup
I grew up in a home where money was not something we had. As a kid, I really didn’t understand why our electricity would get cut off, or why our local church would give us a turkey for Thanksgiving. I didn’t understand why santa gave other kids lots of toys when we got crayons for Christmas, but there were internal messages making their way into my subconscious. Stress around money was impacting my nervous system from years before I knew what a nervous system was.
As an adult I didn’t question any of the deeply ingrained stories that were leading me to make choices like charging so very little for my services or that made me play it small in business. Choices that had me barely staying afloat for years instead of being profitable and wise with money. I had an overwhelming sense of doom even when I had money coming to me. A feeling that the money would disappear when I needed it the most like it did when I was a kid.
Fast forward to 2023 after many years in business when I had a healthy amount of money coming through my hands, but a terrible debilitating fear of really facing my finances. That fear of having everything disappear led me to really take a look at what I had going on.
And it wasn’t good.
My net worth was so far in the negative that I cried. My credit card debt that we accrued after a big move and major unexpected life changes was more than I could truly fathom. I didn’t really know how things had gotten this bad, but I was determined to learn everything I could. I was motivated by fear, but I dove head first into everything I could get my hands on. I halted all of my business projects and committed to three months of just learning about being better with money.
I probably ready 20+ books on finances (not pictured are all my audiobooks), subscribed to all of the financial gurus and influencers out there and started looking for courses on finances.
After doing all of this, I found Kate Northrup’s course called Relaxed Money. I was initially struck by the name as being very different from a lot of what hustle culture had been pushing my way. Now, I think it’s a perfect name that calls in the people like me that are searching for something different.
I’m so adamant about Kate’s approach, that I want anyone that has struggled like me, to know that this could help. This is what led me to reach out to request to be an affiliate for Kate. This means that if you purchase the Relaxed Money program using one of my links, I may receive a commission at no additional charge to you. Honestly, it’s not easy to get so personal and write about my childhood or money troubles, but I want anyone that sees themselves in my story to know there’s a solution.
So, when I tell you that this program is unike anything else out there, I mean it. Most of the content that I was obsessively consuming was very similar with their approach and techniques. Were they helpful? Absolutely. Better than having zero education around finances, for sure!
Did any of this come close to what you’ll find in Relaxed Money? NOPE.
I’d say the books and financial advice I’d been consuming served as a bandaid for the issues I’d had since childhood that were leading me to make terrible money choices or just ignore my problems all together. Relaxed Money’s approach is to heal you from the inside out before getting really granular and specific about finances.
I’ll get more into the details inside of the program in a moment, but I can honestly say that after going through the program I feel more confident with money than ever would have been possible with 100 books.
What Kate has created is one-of-a-kind, and it has the power to change your finances, and if you’re like me, your life.
I completely paid off the debt that had felt like a weight pulling me down. I now have a round of taxes to pay off, but the number doesn’t have the power to debilitate me with fear or keep me up at night like it used to. I am now investing in smart ways and no longer see myself as someone that is “bad with money.” I’ve even had family and friends start asking me for advice! What?!
I’ve even set up a fun little Zapier zap on my checkout system to remind myself of what I learned in Relaxed Money. It’s a text that lifts me up every day, and is helping me to solidify my new and chosen belief system.
You can see an example here. I typically keep my notifications on my phone off, but this one is just too good!
If you’re on the fence
Listen, if you’re on the fence about Relaxed Money, please take this as my heartfelt and loving push to give yourself this gift. The Relaxed Money program gave me more than I ever thought possible. It helping me to have a different outlook, to consciously rewire the stories that had been covertly running my life, then to take decisive and wise action that is going to ultimately lead me to a happier life and generational wealth for my kids. Joining Kate’s Relaxed Money Course made such a difference in my life, I still can’t believe it. My debt decreased and my income increased by about $4000 a month within a few months of joining the program.
So now, If you want a much more comprehensive breakdown of the program, I recommend checking out this page.
About the Program
Relaxed Money is designed as 13 Money Dates to upgrade your financial life in one season. The experience strengthens the internal and structural architecture that lets money feel steady, supported, and well-stewarded.
This isn’t about hustling for more. It’s about building the internal safety and financial infrastructure that allows income to feel safe, sustainable, and steady.
What’s Included
13 Money Dates covering the core pillars of financial wellness, stewardship, and wealth building
Course Content Lifetime Access
An Online Community in Circle, Open 24/7
4 Q&A sessions with Kate
4 Live Sessions with Resident Practitioner Sarah Tacy focused on unwinding money stress patterns
Everyone also gets:
40-Day Abundance Accelerator
Good with Money Replays
Office Hours Sessions with Support Coaches
3 sessions of TaKisha Church
The Millionaire Blueprint
The Neurosomatics of Relaxed Money with Elisabeth Kristoff
Lifetime Access to All Replays from Spring 2026 Cohort
Access to a high-interest-earning High Yield Savings Account
The Credit Leverage Lab with Jeanne Kelley: Turn borrowing power into assets, opportunity, and long-term financial advantage.
The AI Wealth Engine with Natalie MacNeil